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Push for scrutiny over foreign students

March 8, 2010, 10:26 pm

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AUSTRALIAN colleges that attract overseas students face tougher regulation under recommendations in a report into the problems confronting the sector.

 

Richard (RJ) Eskow: Sallie Mae's Jets: Bank Shills Use "Socialism" Scare to Sha

March 8, 2010, 3:36 pm

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One of Sallie Mae's corporate jets: Model IAI-1125A Astra SPX, registration #N188AK

Two noted shills for the banking industry - Republican Lamar Alexander and Rupert Murdoch'sWall Street Journal- just trotted out the "socialism" boogeyman, so here we go again: another lie, another con, another ripoff. "School loan socialism" is the new Death Panel.

Alexander's op-ed for the Washington Post is a buzzword symphony, a scare-tactic sonata, a cascading chorus of Pavlovian terminology designed to elicit the predictable autonomic response. "Starting in July," he writes, "all 19 million students who want government-backed loans will (cue scary music here) line up at offices designated by the U. S. Education Department." (It's more likely they'll go online to make their selection. But that "lining up" sounds so Stalinist, doesn't it?)

Alexander hammers home the Russian Constructivist imagery: " ...(G)etting your student loan will become about as enjoyable as going to the Department of Motor Vehicles." Leaving aside for a moment the absurd idea that students find loan applications "enjoyable, " here's an editorial note for conservatives: You really need to stop using the DMV as a scary image. I went there recently, and even here in depression-wracked California it works fine. Computerization and modernization have made it easy and convenient. So whenever you guys say "DMV! Scary! Whoo-ooo!" it just confirms the suspicion that you're rich guys who haven't done your own errands for decades.

Not that scare tactics areallAlexander's got to offer. There's also the quasi-pastoral vision of a disappearing nation, to be lamented as freedom dies under the Red fist. "Gone are the days," he writes, "when students and their colleges picked picked the lender that best fit their needs; instead, a federal bureaucrat will make that choice ..."

I recently helped my son choose an institution for his student loan and, trust me: It's a rat's nest of confusing information, different loan models with no tools for side-by-side comparison, and runaway hucksterism. And my daughter's loan has been passed along from bank to bank at least once and maybe more.

"Picked the lender that best fit their needs"? Most students close their eyes and pray, and then wonder if the lender they choose will stillbetheir lender next year. And how do colleges "pick the lender that best fits their needs"? Greed and graft have played their part on more than one occasion.

Alexander complains about the 4% difference in interest rates between what the Treasury will charge the Education Department and the Department will charge students. He ignores the fact that the President's proposal reduces the maximum amount for repayment from 15% to 10% of income. And his outrage over 4% for the underprivileged doesn't extend to the billions skimmed by bankers without financial risk.

In other words, "socialism" for the rich is fine, but helping middle-class and lower-income kids improve their lives is an outrage. Alexander's position may seem irrational until you consider the fact that, like a number of like-minded Senators, he's received campaign contributions from the very private bankers who interests he so devotedly serves.

Sallie Mae's the poster child for the moral and operational bankruptcy of the 90's privatization craze. Created and funded entirely by the taxpayer, it went private in the late 90's and immediately went on a greed binge. It started throwing mad money at Presidential and Congressional candidates, then kicked in the maximum allowable amount - $250,000 - to George W. Bush's inauguration.

About those jets: We learned that Sallie Mae had at least one when stories came out about Sen. Boehner's golfing trips to Florida on it. (His daughter works there, too; no conflict there.) After some Internet digging, I can confirm Internet rumors: It appears Sallie Mae has owned at least twodifferentprivate jets, as reflected in this summary of corporate flights for Phoenix Airport .

Jets. Campaign contributions. A quarter of a million dollars for the Bush inauguration. And think of it: All of that came from money intended for student loans.

Alexander tells the story of Edsouth, a nonprofit lender in Tennessee - a touching story, except that nonprofits in the student loan industry are a rarity. In fact, the vast majority of lending takes place through for-profit lenders, of whom Sallie Mae is far and away the largest. And since itisthe largest, you'd think its executives - who receive big money and fly around in those corporate jets - must be good at what they do. Instead, mismanagement runs rampant. The company branched out into the hedge fund and derivatives business, as well as some add-on loans for students, and proceeded to lose its shirt. So it's back to basics for Sallie Mae: funding politicians who'll help them keep on milking the American treasury.

Worse, in what amounts to virtual redlining,Sallie Mae used the "subprime" excuse to walk away from the students at traditionally low-income and minority schools - the ones who need loans the most.

The Wall Street Journal echoes Alexander's deceptions and scare tactics in an editorial entitled "That Other Government Takeover," and throws that new four-letter word "reconciliation" for good measure. The WSJ shows a particular tone-deafness in characterizing the government loan system as a "public option," since polls show the public option's popular. And it manages the near-impossible task of making Alexander look subtle, by referring to the government program as a "Soviet-style takeover."

Here's another editorial note: In polite circles the Communists-under-the-bed message is supposed to be more, well,subliminal. Instead the WSJ comes off sounding like a Tea Party bull session on amphetamines. Democrats want to "concentrate power in Washington," it screams, "while they still can"!

Lamar Alexander and Journal owner Rupert Murdoch, on the other hand, want to concentrate power in places where they're more comfortable -- in private jets and corporate suites funded by taxpayer money. And what do they call this high-rolling lifestyle on the taxpayer's dime?

Why, the free market, of course.

___________________________

Richard (RJ) Eskow, a consultant and writer, is a Senior Fellow with the Campaign for America's Future. This post was produced as part of the Curbing Wall Street project. Richard blogs at:

No Middle Class Health Tax A Night Light

Website: Eskow and Associates

 

Richard (RJ) Eskow: Sallie Mae's Jets: Bank Shills Use "Socialism" Scare to Shaf

March 8, 2010, 3:36 pm

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Two noted political shills for the banking industry -- Republican Lamar Alexander and Rupert Murdoch'sWall Street Journal-- just trotted out the "socialism" boogeyman, so here we go again: another lie, another con, another ripoff. "School loan socialism" is the new Death Panel. But, hey, somebody's gotta keep Sallie Mae's corporate jets flying.

Alexander's op-ed for the Washington Post is a buzzword symphony, a scare-tactic sonata, a cascading chorus of Pavlovian terminology designed to elicit the predictable autonomic response. "Starting in July," he writes, "all 19 million students who want government-backed loans will (cue scary music here) line up at offices designated by the U. S. Education Department." (It's more likely they'll go online to make their selection. But that "lining up" sounds so Stalinist, doesn't it?)

One of Sallie Mae's corporate jets: Model IAI-1125A Astra SPX, registration #N188AK

Alexander hammers home the Russian Constructivist imagery: " ...(G)etting your student loan will become about as enjoyable as going to the Department of Motor Vehicles." Leaving aside for a moment the absurd idea that students find loan applications "enjoyable, " here's an editorial note for conservatives: You really need to stop using the DMV as a scary image. I went there recently, and even here in depression-wracked California it works fine. Computerization and modernization have made it easy and convenient. So whenever you guys say "DMV! Scary! Whoo-ooo!" it just confirms the suspicion that you're rich guys who haven't done your own errands for decades.

Not that scare tactics areallAlexander's got to offer. There's also the quasi-pastoral vision of a disappearing nation, to be lamented as freedom dies under the Red fist. "Gone are the days," he writes, "when students and their colleges picked picked the lender that best fit their needs; instead, a federal bureaucrat will make that choice ..."

I recently helped my son choose an institution for his student loan and, trust me: It's a rat's nest of confusing information, different loan models with no tools for side-by-side comparison, and runaway hucksterism. And my daughter's loan has been passed along from bank to bank at least once and maybe more.

"Picked the lender that best fit their needs"? Most students close their eyes and pray, and then wonder if the lender they choose will stillbetheir lender next year. And how do colleges "pick the lender that best fits their needs"? Greed and graft have played their part on more than one occasion.

Alexander complains about the 4% difference in interest rates between what the Treasury will charge the Education Department and the Department will charge students. He ignores the fact that the President's proposal reduces the maximum amount for repayment from 15% to 10% of income. And his outrage over 4% for the underprivileged doesn't extend to the billions skimmed by bankers without financial risk.

In other words, "socialism" for the rich is fine, but helping middle-class and lower-income kids improve their lives is an outrage. Alexander's position may seem irrational until you consider the fact that, like a number of like-minded Senators, he's received campaign contributions from the very private bankers who interests he so devotedly serves.

Sallie Mae's the poster child for the moral and operational bankruptcy of the 90's privatization craze. Created and funded entirely by the taxpayer, it went private in the late 90's and immediately went on a greed binge. It started throwing mad money at Presidential and Congressional candidates, then kicked in the maximum allowable amount - $250,000 - to George W. Bush's inauguration.

About those jets: We learned that Sallie Mae had at least one when stories came out about Sen. Boehner's golfing trips to Florida on it. (His daughter works there, too; hey, no conflict there, right?) After some Internet digging, I can confirm Internet rumors: It appears Sallie Mae has owned at least twodifferentprivate jets, as reflected in this summary of corporate flights for Phoenix Airport .

Jets. Campaign contributions. A quarter of a million dollars for the Bush inauguration. And think of it: All of that came from money intended for student loans.

Alexander tells the story of Edsouth, a nonprofit lender in Tennessee - a touching story, except that nonprofits in the student loan industry are a rarity. In fact, the vast majority of lending takes place through for-profit lenders, of whom Sallie Mae is far and away the largest. And since itisthe largest, you'd think its executives - who receive big money and fly around in those corporate jets - must be good at what they do. Instead, mismanagement runs rampant. The company branched out into the hedge fund and derivatives business, as well as some add-on loans for students, and proceeded to lose its shirt. So it's back to basics for Sallie Mae: funding politicians who'll help them keep on milking the American treasury.

Worse, in what amounts to virtual redlining, Sallie Mae used the "subprime" excuse to walk away from the students at traditionally low-income and minority schools - the ones who need loans the most.

The Wall Street Journal echoes Alexander's deceptions and scare tactics in an editorial entitled "That Other Government Takeover," and throws that new four-letter word "reconciliation" for good measure. The WSJ shows a particular tone-deafness in characterizing the government loan system as a "public option," since polls show the public option's popular. And it manages the near-impossible task of making Alexander look subtle, by referring to the government program as a "Soviet-style takeover."

Here's another editorial note: In polite circles the Communists-under-the-bed message is supposed to be more, well,subliminal. Instead the WSJ comes off sounding like a Tea Party bull session on amphetamines. Democrats want to "concentrate power in Washington," it screams, "while they still can"!

Lamar Alexander and Journal owner Rupert Murdoch, on the other hand, want to concentrate power in places where they're more comfortable -- in private jets and corporate suites funded by taxpayer money. And what do they call this high-rolling lifestyle on the taxpayer's dime?

Why, the free market, of course.

___________________________

Richard (RJ) Eskow, a consultant and writer, is a Senior Fellow with the Campaign for America's Future. This post was produced as part of the Curbing Wall Street project. Richard blogs at:

No Middle Class Health Tax A Night Light

Website: Eskow and Associates

 

Women students demand action over pay gap survey

March 8, 2010, 2:42 pm

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Women students are demanding government action after a new survey showed men with the same tertiary qualifications start earning more after just one year.Women's Affairs Minister Pansy Wong said the survey showed a wage gap opened...

 

Computer skills are needed for students to succeed in life: Parma Sun Post Letter to the E

March 8, 2010, 11:43 am

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When asked about the school subjects that affected me most, it creates surprise when I explain that my computer classes had the greatest affect on my education. Although it was a not a core subject at the time, the skills that I learned in computer classes were the foundation for the success that I have had, the career that I have chosen, and the company that I have built.

 

Botswana: Batswana Art Students Exhibit in Malaysia

March 8, 2010, 4:28 am

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In a concerted effort to showcase their works to the outside world, young Batswana artists - BOTHO DAVID, GAPE MODIEGI, BATLANG SENABYE, OMPHILE MBAIWA and SEGOLAME MMOPI - have mounted an international exhibition at the Annexe Gallery in Kuala Lumpur, Malaysia.

 

Navrongo Community Training Navrongo Community Training students

March 6, 2010, 4:54 pm

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THE NAVRONGO Community Training School has held a get-together and awards night for some deserving students and staff of the school at Tono, near Navrongo in the Kassenan-Nankana District. The event,...

 

JLS Surprise Students In Kent

March 6, 2010, 3:33 am

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JLS surprised students at a Kent school by turning their hall into a music venue as part of a Walkers crips campaign. “They told the students there were some people coming in to talk about...

 

iBless Torah helps Bar Mitzvah students learn their blessings (Macworld.com)

March 5, 2010, 8:11 am

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Macworld.com - The iPhone can do many things, but now there's an impressive new feature to add to the list: It can help you become a man.

 

Indonesian students protest Barack Obama's visit

March 5, 2010, 7:53 am

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AP - Scores of Islamic students staged protests outside Jakarta's parliament and in at least three other major Indonesian cities on Friday against President Barack Obama's upcoming visit to this predominantly Muslim country.

 

US students rally over budget cuts

March 5, 2010, 12:54 am

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Protests are taking place across the nation against deep cuts in education funds.

 

Trust reaches out to families of struggling students

March 4, 2010, 11:00 am

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A youth mentoring programme started by former All Black Michael Jones has inspired a new body to help young people from struggling families in West Auckland.The Kahukura Trust, led by Waitakere "living treasure" Bev Harris, is...

 

Writing Analytical Essay is a Great chance for Students

March 4, 2010, 8:55 am

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Some students when get a task to write analytical essay do not really understand what they have to do because they do not know how to write an analytical essay.

 

Qatar- CMU-Q computer course for high school students (MENAFN)

March 3, 2010, 1:57 am

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Qatar- CMU-Q computer course for high school students

 

CMU-Q computer course for high school students (The Peninsula)

March 3, 2010, 12:01 am

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DOHA: In line with the university’s mission of introducing the youth in Qatar to the opportunities in the field of computer science, Carnegie Mellon University-Qatar (CMU-Q) offered its CS4Qatar programme to high school students from 28 schools around the country.

 

Agency to protect overseas uni students

March 2, 2010, 8:12 pm

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JULIA Gillard has conceded there are "legitimate concerns" about  education and safety for overseas students and unveiled a new agency to lift standards.

 

Forget the "Crackberry": Stanford students are addicted to their iPhones

March 2, 2010, 5:30 pm

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Filed under: , ,

Years ago, when the Blackberry started gaining traction among business users, people found themselves using the device so much that the nickname "Crackberry" was invented to describe how addicting the device was. According to a recent survey of 200 Stanford University students, the iPhone is just as addictive as the Blackberry, if not more so. Nearly a third of Stanford students surveyed worried about becoming addicted to their iPhones, while more than a third had heard complaints they were using the devices too much. The survey gives some insight into why students found their iPhones so addicting: 74 percent of students surveyed said they 'felt cool" when they got an iPhone, but more importantly, a quarter of surveyed students said their iPhones felt like "an extension of their brain or their being." I can definitely vouch for the addictive nature of the iPhone. I use my iPhone for almost everything these days, and it's fundamentally changed the way I do a lot of things. When I'm out and about and have a question about some bit of trivia, Wikipedia is only a few taps away. When I'm comparison shopping in a store, Amazon's product reviews can tell me in a few seconds whether what I'm looking at is a worthwhile purchase. And I've definitely gotten complaints that I use my iPhone too much from both my wife and a couple of my friends. Funnily enough, though, the friend who was most apt to complain about my iPhone usage stopped complaining about it altogether once she got an iPhone of her own -- within a few days of using her iPhone, she admitted that she finally understood why I used mine so much. How about you? Do you find the iPhone as addicting as the Stanford students? Let us know in the poll below or in the comments. [Via Ars Technica]

View Poll

TUAWForget the "Crackberry": Stanford students are addicted to their iPhones originally appeared on The Unofficial Apple Weblog (TUAW) on Tue, 02 Mar 2010 17:30:00 EST. Please see our terms for use of feeds.

Read | Permalink | Email this | Comments iPhone - Blackberry - Stanford University - Apple - Wikipedia

 

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